Category: INVESTING

how to buy a house in Australia

the grants, schemes and free money available to eligible home buyers

With rising house prices and the general malaise of Australian media putting all blame on young Australians failing to ‘save’ or ‘negotiate’ a raise, the blame has been put squarely on zennials for being unable to (magically) come up with the $1,000 per day that Sydney house prices rose by in 2021.

There is no amount of cut back on lattes that would compensate for that increase.

But, despite Bernard Salt’s criticisms of my generation, I’m here to help.

The point of this post is to point you towards resources (and in particular governments grants) which might make the pinch a little less painful.

Here’s a list of links to direct you to the places for information on government grants.

Different Avenues for Entry into the Market

Mortgage Matchmaking with Proppie

Guarantorship

OwnHome (and other rent to buy schemes)

ways to cut your spending that don’t suck

This is the post I wish I saw everywhere because it talks about ways to save money that don’t actually ruin your enjoyment of life or leave you on a short-term restrictive spending ban which inevitably backfires and you’re looking around your bedroom full of shopping bags coming out of your online shopping spiral wondering how all of this happened to you.

🙋‍♂️

Oh, maybe that’s just me.

Probably just me.

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why you need an emergency fund

If you’re asking yourself, do I need an emergency fund? 

The answer is always yes. 

If you’re asking yourself, how much do I need to save in my emergency fund? Keep reading.

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how to budget

What you should include in your budget

Budgets are one of the simplest ways to get better with your finances. Learning to budget (and not just pray I wouldn’t spend money) was a really significant way I improved my finances.

But they’re kind of imperfect. 

Especially when they’re downloaded off the internet and look like this: 

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